ABOUT US

Our Organization

Omaha 100 is built on the belief that the American Dream can be accessible for everyone. Every future homeowner. Every business owner. The key is having the right support.

We are a Certified Community Development Financial Institution (CDFI) dedicated to helping Omaha reach full equity and inclusion by providing our neighbors with access to home and business loan opportunities, as well as connection to vital education resources. As a nonprofit, we foster strong relationships with local and national financial institutions and act as a bridge between the products those institutions offer and the capital our clients need.

Omaha 100’s clients are diverse, with 61% of clients identifying as Black/African American, 10% as Hispanic, 25% as Asian, and 4% as White or other. In addition, female-led households represent 63% of our total clients, and 96% of our clients qualify as low income.

AS AN ORGANIZATION, WE’RE DEDICATED TO EDUCATING AND EMPOWERING OUR CLIENTS.

AND COMMITTED TO HELPING OUR COMMUNITY GROW.

OUR MISSION

To provide ownership opportunities through public and private partnerships, financing, and technical assistance; ultimately expanding access to capital to underserved communities.

OUR HISTORY & EVOLUTION

In 1990, as a response to Omaha’s increasing economic inequalities and lack of homeownership opportunities, community leaders came together and founded Omaha 100, or O100, to provide alternative affordable mortgage lending sources.

Since 1992, Omaha 100 has financed $84 million in first mortgage loans, helping over 2,000 families realize their dreams of home ownership. In 2004, we became a subsidiary of Family Housing Advisory Services, before once again becoming a standalone organization on January 1, 2023, when we expanded our mission and services to include small business lending and real estate development.

In the wake of the Covid-19 pandemic, continued racial injustices across the U.S., and a growing income and wealth gap, this expansion of services and products will help us better serve diverse small business owners who otherwise lack affordable alternative capital options. By expanding our products and services, Omaha 100 is committed to:

  • Replicating our mortgaging lending impact by serving business clients throughout Nebraska

  • Supporting diversified community development

  • Collaborating with other service providers within Nebraska’s economic ecosystem

  • Helping restart and strengthen the Nebraska economy

OUR FUTURE

As we build upon our founding mission, Omaha 100 will continue to provide our current mortgage products, as well as credit enhancement tools though innovative financing of mortgages, small business loans, consolidation loans, down payment assistance and technical assistance in financial education.

Our vision is 100% committed to connecting the Omaha community to capital. This bold plan requires enhanced collaboration, responsive products and services, and an ecosystem that will allow us to raise capital to support the needs of an increasingly diverse state.

In the years ahead, our goal is to generate transformational economic growth within our community through our products and services, as well as through collaboration with local talent and across communities.