Home Lending
HOME LENDING PRODUCTS
The home lending products available through Omaha 100 are designed to meet the unique needs of our community partners. Unlike many of the other home lending products available, our products are accessible to clients with a range of credit scores and feature inclusive income requirements.
THE DETAILS:
Competitive fixed-interest-rate loans
Flexible Amounts
Uses: Purchasing a home or refinancing a mortgage
OUR MORTGAGE LOAN PRODUCTS INCLUDE:
Conventional home loans with a 97% Loan-to-Value ratio (LTV) with private mortgage insurance
Conventional home loan refinancing
Second mortgage products that eliminate the need for private mortgage insurance
Downpayment Assistance
Omaha 100 is excited to partner with you on your homeownership journey!
APPLICATION INFORMATION
HOMEOWNER EDUCATION is required for all applicants.
Please register for one of the following education classes:
Please review the required documents list for the comprehensive list of the information and items needed for our office to fully process your preliminary application. Also, please review What to Do to Get Approved.
Please note that there is a Mortgage Credit Report Fee to fully process your application ($89.09 - Single/ $139.93 - Married). Please contact our office to arrange a time to drop off a cashier’s check or money order. Cashier Checks and Money Orders are to be made out to Omaha 100 Inc. This fee is Non-Refundable.
In order for Omaha 100 to process your application in a timely manner, it is important that all requested information be turned in to our office promptly.
HOW TO APPLY
You can begin your online Home Loan Application here. If you need to come to our office to complete the online application, please schedule an appointment by emailing info@Omaha100.org or call (402) 342-3773.
Please make sure you have a denial letter from a financial institution and a certificate of completion from a homeownership education class before submitting your application.
Submitting an online application is secure and easy. You will create a login account to submit your online application. After completing your application, your account will be used to upload required PDF documents as well as provide you with access to updates on the progress of your application.
Learn more about our home loan products – and find the right one for you.
Contact Omaha 100 today to discuss which home lending product fits your home-buying needs. We’ll work with you to determine the type of loan you need, the amount, and more.