Home Lending
HOME LENDING PRODUCTS
The home lending products available through Omaha 100 are designed to meet the unique needs of our community partners. Unlike many of the other home lending products available, our products are accessible to clients with a range of credit scores and feature inclusive income requirements.
THE DETAILS:
Competitive fixed-interest-rate loans
Flexible Amounts
Uses: Purchasing a home or refinancing a mortgage
OUR MORTGAGE LOAN PRODUCTS INCLUDE:
Conventional home loans with a 97% Loan-to-Value ratio (LTV) with private mortgage insurance
Conventional home loan refinancing
Second mortgage products that eliminate the need for private mortgage insurance
Downpayment Assistance
Omaha 100 is excited to partner with you on your homeownership journey!
APPLICATION INFORMATION
HOMEOWNER EDUCATION is required for all applicants.
Please register for one of the following education classes:
Please review the required documents list for the comprehensive list of the information and items needed for our office to fully process your preliminary application. Also, please review What to Do to Get Approved.
Please note that there is a Mortgage Credit Report Fee to fully process your application ($89.09 - Single/ $139.93 - Married). Please contact our office to arrange a time to drop off a cashier’s check or money order. Cashier Checks and Money Orders are to be made out to Omaha 100 Inc. This fee is Non-Refundable.
In order for Omaha 100 to process your application in a timely manner, it is important that all requested information be turned in to our office promptly.
HOW TO APPLY
Submitting an online application is secure and easy. You will create a login account to submit your online application. After completing your application, your account will be used to upload required PDF documents as well as provide you with access to updates on the progress of your application.
At Omaha 100, Inc., we remain deeply committed to serving our community, and we are incredibly proud of the meaningful impact we have made together throughout 2025.
Over the past year, our dedicated team has continued to work tirelessly to support individuals and families in need. We are inspired every day by the resilience and determination of those we serve, and we are grateful for the continued partnership and trust of compassionate individuals like you. None of this work would be possible without your support.
To allow our staff some well-deserved rest and time to recharge, we will be temporarily pausing the acceptance and processing of new Mortgage and Business applications during the holiday season. This pause will take place from December 19, 2025, through January 5, 2026, at which time we will resume normal operations and look forward to serving you once again.
Thank you for your understanding and patience. We look forward to reconnecting in the new year and continuing to work together toward our shared mission.
Wishing you and your loved ones a peaceful and joyful holiday season.
Learn more about our home loan products – and find the right one for you.
Contact Omaha 100 today to discuss which home lending product fits your home-buying needs. We’ll work with you to determine the type of loan you need, the amount, and more.