Home Lending
The home lending products available through Omaha 100 are designed to meet the unique needs of our community partners. Unlike many of the other home lending products available, our products are accessible to clients with a range of credit scores and feature inclusive income requirements.
THE DETAILS:
Competitive fixed-interest-rate loans
Flexible Amounts
Uses: Purchasing a home or refinancing a mortgage
OUR MORTGAGE LOAN PRODUCTS INCLUDE:
Conventional home loans with a 97% Loan-to-Value ratio (LTV) without private mortgage insurance
Conventional home loan refinancing
Second mortgage products that eliminate the need for private mortgage insurance
Downpayment Assistance
At this time, the Mortgage Application has been closed until November 1, 2026. Please visit our website then to apply.
APPLICATION INFORMATION
STEP 1: PRE-APPLICATION ELIGIBILITY CHECKLIST
STEP 2: REGISTER FOR A HOMEOWNER EDUCATION COURSE
HOMEOWNER EDUCATION is required for all applicants. Applicants must register for one of the following education classes:
STEP 3: APPLY
Please review the required documents list for the comprehensive list of the information and items needed for our office to fully process your preliminary application. Also, please review What to Do to Get Approved.
Please note that there is a non-refundable Mortgage Credit Report Fee to fully process your application ($132.44 - Single / $212.63 - Married). This can be paid online here or with a cashier’s check or money order. Cashier Checks and Money Orders are to be made out to Omaha 100, Inc., please contact our office to arrange a time to drop off a cashier’s check or money order.
In order for Omaha 100 to process your application in a timely manner, it is important that all requested information be turned in to our office promptly.
Learn more about our home loan products – and find the right one for you.
Contact Omaha 100 today to discuss which home lending product fits your home-buying needs. We’ll work with you to determine the type of loan you need, the amount, and more.