HOMEBUYERS-GETTING STARTED
Buying a home is one of the biggest and most exciting decisions you’ll make in your life. Follow these six steps and let Omaha 100 help you achieve your dream of homeownership. Click here to download our loan application.
STEP 1: LOOK AT YOUR FINANCIAL SITUATION AND CREDIT SCORE
Ask yourself these questions: How much can I afford to pay each month? What debts do I have? What is my credit score? Do I have enough money saved for down payment and closing costs? If not, Omaha 100 is here to help! Schedule an appointment to get a rough estimate of what you can afford for a monthly mortgage payment.
STEP 2: TAKE A HOME BUYER EDUCATION COURSE
Education and planning help make the home buying process easier and more enjoyable. Omaha 100 requires first-time borrowers using one of our loan programs to take an Omaha 100-approved home buyer education class through Family Housing Advisory Services. These classes will teach you about the home buying process, financing options and the responsibilities of home ownership.
STEP 3: APPLY FOR AN OMAHA LOAN
Work with Omaha 100 to apply for a loan. Our mortgage underwriters will look at your monthly income, credit history, and debt level to confirm how much you may qualify for. Are you purchasing a home or refinancing? Are you a first-time home buyer or are you a repeat buyer? Omaha has a variety of loan programs tailored to your individual needs. Most of Omaha 100's programs don't require a minimum credit score, but it’s still important to know where you stand.
STEP 4: BECOME AN OMAHA 100 HOMEOWNER
You´ve closed on your new home, and you are officially a homeowner! We are committed to providing you with world-class customer service at your convenience. Omaha 100's Loan Servicing Team will help you successfully manage your Omaha 100 home loan account and answer any questions you have via phone, (402) 342-3773, or email: omaha100receptionist@fhasinc.org
Ask yourself these questions: How much can I afford to pay each month? What debts do I have? What is my credit score? Do I have enough money saved for down payment and closing costs? If not, Omaha 100 is here to help! Schedule an appointment to get a rough estimate of what you can afford for a monthly mortgage payment.
STEP 2: TAKE A HOME BUYER EDUCATION COURSE
Education and planning help make the home buying process easier and more enjoyable. Omaha 100 requires first-time borrowers using one of our loan programs to take an Omaha 100-approved home buyer education class through Family Housing Advisory Services. These classes will teach you about the home buying process, financing options and the responsibilities of home ownership.
STEP 3: APPLY FOR AN OMAHA LOAN
Work with Omaha 100 to apply for a loan. Our mortgage underwriters will look at your monthly income, credit history, and debt level to confirm how much you may qualify for. Are you purchasing a home or refinancing? Are you a first-time home buyer or are you a repeat buyer? Omaha has a variety of loan programs tailored to your individual needs. Most of Omaha 100's programs don't require a minimum credit score, but it’s still important to know where you stand.
STEP 4: BECOME AN OMAHA 100 HOMEOWNER
You´ve closed on your new home, and you are officially a homeowner! We are committed to providing you with world-class customer service at your convenience. Omaha 100's Loan Servicing Team will help you successfully manage your Omaha 100 home loan account and answer any questions you have via phone, (402) 342-3773, or email: omaha100receptionist@fhasinc.org
