Loan Products

Omaha 100's general target area is the census tracts that are East of 72nd Street to the Missouri River, North to Interstate 680 and South to Harrison Street.

Conventional Loan Rate* (1% Origination and 0% Discount)
Conventional Rehabilitation Loan Rate* (1% Origination and 0% Discount)

Nebraska Investment Finance Authority
                                                        (Origination/Discount)

7.34%  First Home Focused* 7.49%  First Home*   7.84%  First Home Plus*

(0% +   0%) (1% + .75%) (0% +    0%)

  *RATES ARE SUBJECT TO CHANGE*

(There is a limited amount of First Home Super Funds available. Applicants requesting First Home Super Funds will receive these funds based upon a first come first served process until the funds have been totally distributed)

30 YEAR FIXED RATES

FHA-NIFA and NIFA Conventional Loans

	INCOME LIMITS Family Size
Non-Targeted Areas Omaha Targeted Areas  Omaha	1 - 2 Persons $66,500 1 - 2 Persons $79,800	3 or more Persons $76,475 3 or more Persons $93,100

Purchase Price Limits

Existing  Omaha    New Construction  Omaha  First Home Super Existing  Omaha  New Construction   Omaha

Non-Targeted  $200,000  $200,000   Non-Targeted   $150,000   Non-Targeted   $150,000

Targeted $235,000 $235,000 Targeted $170,000 Targeted $170,000

These guidelines are for the Omaha MSA area
For down payment and closing cost assistance, home must be in Douglas County

Download our pre-application.